LTMM Terms and Conditions.

LTMM means that you will never have to pay a Crystal Clear Home Loans broker fee again. 
However, it does not mean that your initial application and valuation fee or solicitor’s costs will be free of charge.
If you are remortgaging before the end of your tie in period, you are not entitled to the LTMM service, due to the increased costs of completing the mortgage. 
Discounts off the broker fee will be available on a case by case basis.
LTMM is only available to those who have historically paid our minimum broker fee of 1.7% of loan size.
Any customers who received a discount on their historical broker fee, will not be entitled to the full broker fee free service. 
To benefit from the LTMM, all customers must use the Crystal Clear Home Loans solicitor panel. 
Crystal Clear Home Loans have an in-house solicitor who ensures the process runs smoothly and keeps all costs to a minimum. 
All LTMM customers are obligated to pay an initial 50% contribution to the application and valuation fee and are also obliged to ensure all relevant documentation (eg Primary and Secondary Identification, Pay Slips, Bank Statements) are received in Crystal Clear Home Loans offices within two weeks of the receipt of your application.
LTMM does not guarantee you a remortgage, but it assists you to remortgage if Lenders have products available that suit your personal requirements. 
LTMM is subject to the receipt of a satisfactory valuation, as the property may no longer be acceptable by a lender. 
LTMM is only available on the property you originally remortgaged with us and any other property will be subject to current Crystal Clear Home Loans charges. 
Due to the level of historic information we hold about you and your property, it will not be necessary for a Field Administrator to visit you. 
However, should you require assistance with completing your Application Form, we would be happy to arrange for a Field Administrator to visit you at a cost of £100. 
Crystal Clear Home Loans reserves the right to refuse LTMM.



THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE, OR ANY OTHER DEBTS SECURED ON YOUR HOME.

Crystal Clear Home Loans have an average broker fee of 1.79% and our overall cost for comparison is 8.3% APR