- MPPI cover that protects you in the event of being unable to work due to an accident, sickness or unemployment (redundancy). This can include hospitalisation cover, if you have to look after a family relative, and also for example a job restart scheme whereby if you find yourself unemployed they will help you get a CV together and interviews.
- These policies are underwritten upon submission so you do not end up paying for cover that won't pay out in the event of accident, sickness or redundancy.
- You can choose from 3 different policy types - full MPPI, accident and sickness only, or pure unemployment cover
- The benefit period can be set at either 12 or 24 months
- Joint policies can be split at a percentage to suit your income, so a higher earner can be covered for a higher benefit amount
- This policy can not only cover your mortgage payments but also any other associated insurances, utility bills or council tax bills for the entire mortgage term.
- One rate for all- not subject to occupation, age, gender or smoker ratings.
- Our policies have a 30 day deferrment period with all claims being backdated to day 1 so you get the cash when you need it. Many other policies have a 60 day or a 90 day deferrment period till you qualify for a claim.
- Acceptance within one working day suject to eligibility criteria
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