At Crystal Clear Home Loans, we pride ourselves on our high level of Customer Service.

In doing so we are pleased to support the Financial Services Authority initiative 'Treating Customers Fairly'

Our specialisation is in helping people with credit problems find the finance they need at a competitive rate. Customer care, satisfaction and peace of mind are the main priorities for us and our procedures have been designed to suit the customer.

As long established remortgage specialists, we have a clear and strong understanding of people’s needs and individual requirements and what problems they could be facing and going through, especially if repossession is looming. A mortgage is a big financial commitment and we understand how unpleasant it can be when it all goes wrong. Putting things right again takes experience, commitment and strong connections to get things done quickly and efficiently.

You may have already been turned down elsewhere, but do not let this prevent you from calling us. We are on your side. We will do all we can to help you. This could be a fantastic opportunity for us to find you a tailored mortgage to suit your individual needs and also enable you to improve your credit rating. Typically, when you have consistently paid your new mortgage for 3 years, you'll find that your credit rating improves.

Please remember Crystal Clear Home Loans can...

Offer a fast and effective remortgage service, irrespective of your credit history. Review our extensive panel of lenders on a monthly basis to make sure that we are able to cover most deals available in the market and helping to find you the most competitive deal. Arrange Mortgages from £5000 - £1,000,000 for any purpose, over any term from 5 - 40 years. Have access to a wide range of low credit remortgage packages many of which are not available on the high street. Accept applications from customer’s with County Court Judgement’s, Credit Agreement Defaults and even those with Unlimited Mortgage Arrears. Offer consolidation remortgages to Reduce Your Monthly Outgoings Source remortgages without requiring any proof of income. Obtain a decision to lend in principle within 24 hours. Deal directly with The County Court to postpone any repossessions or evictions. Is not a Marketing Company or a Mortgage enquiry site. We will not simply just relay your details on to another company which does nothing but wastes your precious time. This crucially avoids your personal information being passed on to any other companies without your permission who then may make unsolicited calls to you. In the vast majority of cases CCHL can contact you within 30 minutes (sometimes within 3!) Use nationwide representatives who can visit you at your home to speed up the initial part of the process Employ friendly, non judgemental, knowledgeable and approachable staff offering honest , sympathetic and straight forward advice. Use qualified advisors based at our Head Office in the UK. We do not use a frustrating multiple choice telephone routing system. You are allocated a dedicated remortgage or repossession specialist and completions processor each with their own direct telephone number. Is directly approved and Regulated by the Financial Services Authority. Is licensed to collect and hold information under the Data Protection Act 1998. Holds a Consumer Credit Licence issued by the Office of Fair Trading. Has professional Indemnity cover in excess of one million pounds as required by the FSA.

Remortgaging could not be easier with Crystal Clear Home Loans. We know we can use our vast knowledge of dealing with remortgages for people with a bad credit rating, together with online facilities for credit checking, valuation checking and The Land Registry to make an accurate, candid appraisal of your circumstances in the shortest possible time.

Apply Now - All enquiries are responded to with a quick decision.

By completing enquiry forms on this website, your details will be immediately passed to CCHL and their remortgage specialists who are authorised and regulated by the Financial Services Authority. An experienced mortgage advisor will contact you to discuss your situation and requirements constructively and sympathetically.

Crystal Clear Home Loans have an average broker fee of 1.79% and our overall cost for comparison is 8.3% APR

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.